All Guides
Every guide we publish, grouped by topic. 41 in total, each written from the official documentation of the platform it covers and listing its sources at the end.
AI & Automation
6 guides
YouTube Pays 70% on Memberships and 55% on Ads — Why Fan Funding Beats Advertising
4 min readYouTube's own figures put fan funding on a better split than watch page ads. Here's what memberships, Super Thanks, Super Chat and Super Stickers actually pay, and what that means for a small channel.
BeginnerSetup: An hour to enable, once eligible70% of net fan funding revenueDoes Google Penalize AI-Generated Content? What Google Actually Says
5 min readGoogle has answered this directly, and the answer is not the one most articles report. Here's its exact wording on AI content, the line that separates useful automation from spam, and what it means for bylines.
BeginnerSetup: Read in 7 minutesProtects an entire siteHow YouTube Shorts Monetization Really Works: The 45% Share and the Music Trade-Off
4 min readShorts don't pay per view — revenue is pooled, split with music rightsholders, then shared at a fixed 45%. Here's each step, and why adding a second track costs the creator pool two thirds.
IntermediateSetup: Ongoing — months of publishingTypically low RPM at small scaleYouTube Partner Program Requirements: Exactly What It Takes to Get Monetized
5 min readThe two routes to the YouTube Partner Program threshold, the monetization policies that disqualify channels after they qualify, and what the reused-content rules mean for AI-assisted video.
BeginnerSetup: Ongoing — months of publishing$100 – $3,000/mo at small scaleHow to Build a Faceless YouTube Automation Channel Powered by AI Tools
6 min readA realistic, policy-compliant blueprint for building a faceless YouTube channel using AI-assisted scripting, voiceover, and editing — without running afoul of YouTube's monetization rules.
IntermediateSetup: 1–2 weeks$200 – $5,000/moHow to Monetize Micro-Web Utilities Using Google AdSense & Claude Code
7 min readBuild small, genuinely useful web tools with AI coding assistance, deploy them for free, and turn steady organic traffic into passive AdSense income.
BeginnerSetup: 1–2 weekends$50 – $1,500/mo per utility
Ad Networks & Content
15 guides
What Platforms Actually Keep: All-In Fees Across 16 Ways to Earn Online
6 min readEvery comparison quotes headline platform fees and ignores payment processing. Adding both changes the ranking — and Substack's widely repeated '90%' is really 86% at $100 and 83% at $10.
BeginnerSetup: 15 minutes to find your real rate37% – 97% of gross, depending on routeTwitch Affiliate vs Partner: The Gap Between 25 Followers and 75 Viewers
4 min readBecoming a Twitch Affiliate takes 25 followers and an average of 3 viewers. Partner needs 75 average viewers across six streams a month. The distance between those two numbers is the whole story.
BeginnerSetup: Days for Affiliate, months for Partner1 cent per Bit, plus subscription shareAdSense Revenue Share: How Much Does Google Actually Keep?
4 min readPublishers get 80% — but also about 68%. Both figures are Google's own, they measure different things, and confusing them is why RPM estimates never match reality.
BeginnerSetup: Read in 6 minutesDetermines every dollar you earnAdSense vs Ezoic vs Mediavine: The Entry Requirements Changed, and Most Guides Haven't Noticed
5 min readEzoic now wants 250,000 monthly active users and Mediavine measures revenue rather than sessions. The 10,000-pageview and 50,000-session figures still being quoted are out of date.
IntermediateSetup: An hour to work out where you qualifyHigher RPM than AdSense at scaleWhat You Actually Keep From a Substack Subscription (It's Not 90%)
4 min readSubstack's 10% is the headline, but Stripe takes three more bites. Here's the real arithmetic on a $10 subscription, and why annual plans quietly pay you more than monthly ones.
BeginnerSetup: Free to start publishingAbout 83% of subscription revenueAdSense Ads Not Showing? How to Tell a Broken Setup From an Unfilled Ad Unit
5 min readBlank spaces where ads should be usually mean one of two very different things. Here's how to check which, the code faults Google actually lists, and the CSS that collapses unfilled units.
BeginnerSetup: 15 minutes to diagnoseRecovers lost impressionsCore Web Vitals on an Ad-Supported Site: The Three Numbers and What Ads Do to Them
5 min readLCP, INP and CLS explained with Google's exact thresholds — plus why display ads attack all three, and the fixes that keep revenue without wrecking the scores.
IntermediateSetup: A day to measure and fixProtects traffic and RPMHow to Get Your Site Into Google Discover (And Why Most Publishers Never Do)
4 min readDiscover can send more traffic than Search, but you can't rank for it — there's no query. Here's what Google says decides eligibility, and the one meta tag most sites are missing.
IntermediateSetup: An hour to fix eligibilityCan exceed Search trafficWhere AdSense Ads Can and Can't Go: The Placement Rules That Get Accounts Banned
6 min readGoogle's ad placement policies in plain English — the layouts that trigger invalid-click penalties, the labels you're allowed to use, and how to lay out a page so it earns without risking your account.
BeginnerSetup: An afternoon to audit a siteProtects existing ad income"Ad Serving Has Been Limited" on AdSense: What It Means and What Actually Fixes It
5 min readGoogle limits ad serving for two specific reasons. Here's how to tell which one applies to you, how long the limit typically lasts, and why most of the advice you'll find online makes it worse.
BeginnerSetup: 30 minutes to diagnoseRestores suspended ad incomeRejected for "Low Value Content"? Here's What Google Is Actually Measuring
6 min readAdSense's vaguest rejection message, decoded against Google's published content guidelines — the self-assessment questions reviewers effectively apply, and what to change before you reapply.
BeginnerSetup: 1–3 weeks of content workUnblocks AdSense approvalHow AdSense Actually Pays You: Every Threshold, the PIN, and the Payment Date
5 min readThe $10 and $100 thresholds explained, what triggers the PIN letter, the deadlines that stop your ads if you miss them, and exactly when money lands each month.
BeginnerSetup: 20 minutes of account setupDetermines when you're paidHow to Get a Brand-New Website Indexed by Google Search
7 min readThe three technical requirements Google actually states for indexing, how to submit a sitemap correctly, and why 'not indexed' is usually a crawl problem rather than a quality one.
BeginnerSetup: 1–2 hours, then weeks of waitingPrerequisite for all ad incomeHow Many Articles Do You Need for AdSense Approval? The Honest Answer
4 min readGoogle publishes no minimum article count — every number you've read was invented. Here's what the eligibility requirements actually say, and the questions that genuinely decide approval.
BeginnerSetup: Read in 6 minutesAvoids wasted monthsHow to Get Your Website Approved for Google AdSense: The Complete 2026 Checklist
8 min readA field-tested, policy-accurate walkthrough of exactly what Google looks for before approving a site for AdSense — and the specific fixes that turn a rejection into an approval.
BeginnerSetup: 2–4 weeks of prep$100 – $2,000/mo
Freelance & Job Platforms
6 guides
Quarterly Estimated Taxes for Freelancers: The $1,000 Rule and the Safe Harbour
5 min readNobody withholds tax from a client payment, so the IRS expects you to pay through the year. Here's the threshold that triggers it, the safe harbour that prevents penalties, and why a refund won't save you from one.
BeginnerSetup: An hour to set up a payment routineAvoids underpayment penaltiesContractor or Employee? The IRS Test Freelancers Should Actually Know
5 min readA contract calling you an independent contractor doesn't settle it. The IRS weighs behavioural control, financial control and the type of relationship — and there is no single deciding factor.
BeginnerSetup: 30 minutes to assess a client relationshipProtects against a misclassification billSelf-Employment Tax for US Freelancers: The 15.3% Nobody Warns You About
4 min readFreelance income carries a tax employees never see. Here's the rate, the $400 threshold that triggers it, the deduction that softens it, and why your first freelance tax bill is usually a shock.
BeginnerSetup: An afternoon to set up a tax potAvoids a surprise billWhat PayPal Actually Takes From a Freelance Payment (And the Fee Nobody Warns You About)
4 min readPayPal's headline rate is 3.49% + $0.49, but international freelancers pay two more charges on top. Here's the real arithmetic on a cross-border invoice, with every rate from PayPal's own fee page.
BeginnerSetup: 20 minutes to audit your invoicesRecovers 3–9% of every invoiceUpwork's Freelancer Service Fee Is No Longer 20% — Here's How It Actually Works
4 min readThe old 20/10/5 sliding scale is gone. Upwork now sets a fee of 0% to 15% per contract, fixed before you accept, and most guides online still describe a model that no longer exists.
BeginnerSetup: 20 minutes to reprice your bidsUp to 15% of every contractStep-by-Step Guide to Landing High-Paying Remote Tech Jobs on Upwork and Remote.ok
5 min readA practical, credential-agnostic system for winning your first high-value remote contracts on Upwork and getting shortlisted on Remote.ok — from profile setup to rate negotiation.
IntermediateSetup: 3–5 hours$40 – $150/hr
Digital Assets & E-Commerce
12 guides
Kindle Unlimited Pays Per Page, Not Per Book — And Your Rate Depends on Other Authors
7 min readKDP Select pays from a shared monthly fund divided by everyone's pages read, so your per-page rate is set by other authors' readers. Here's the model, the 3,000-page cap, and what exclusivity costs.
IntermediateSetup: Minutes to enrol, 90 days to exitA share of a fund that changes monthlyPrint-on-Demand Margins: Why Your Profit Is a Subtraction, Not a Percentage
5 min readPrintful charges no commission — you pay the fulfilment cost and keep the difference. That sounds better than a percentage until you work out what's left after the marketplace takes its cut too.
BeginnerSetup: A weekend to launch a storeWhatever you price above fulfilment costStripe Fees vs Selling on a Platform: What Direct Checkout Actually Saves You
4 min readStripe charges 2.9% + $0.30 where Gumroad takes 10% + $0.50 — but the gap buys you tax compliance, file delivery and dispute handling you'd otherwise do yourself.
IntermediateSetup: A weekend to build checkoutAbout 95% of each saleeBay Seller Fees: Why Your Category Matters More Than Your Price
4 min readeBay's final value fee is not one number. It runs from 6.7% to 15.3% depending on what you sell, plus a per-order fee and a 1.65% international charge most sellers never budget for.
BeginnerSetup: An hour to model your marginsAbout 85% of sale price after feesAmazon Associates Commission Rates: What Each Category Actually Pays
4 min readAmazon's affiliate rates run from 10% down to 0% depending entirely on category — and the products people assume are lucrative are often the worst paying. Here's the full rate card.
BeginnerSetup: An afternoon to pick a niche1% – 10% per qualifying saleWhat Apple and Google Actually Take From App Revenue — And What Changed in 2026
5 min readThe famous 30% cut is now the exception rather than the rule. Both stores drop to 15% for smaller developers, and Google Play restructured its fees entirely on 30 June 2026.
IntermediateSetup: An hour to model your revenue70% – 85% of app revenueGumroad Fees: 10% If You Bring the Buyer, 30% If Gumroad Does
4 min readGumroad charges triple when a customer finds you through its marketplace instead of your own link — and since 2025 it handles worldwide sales tax as Merchant of Record, which most comparisons ignore.
BeginnerSetup: An afternoon to list a product70% – 89% of each saleUdemy Instructor Revenue Share: Why the Same Course Pays 97% or 37%
4 min readUdemy pays instructors two completely different rates depending on who brought the student — and a third factor, the 30% mobile app store fee, quietly cuts both before they apply.
BeginnerSetup: Weeks to build a first course37% – 97% of net sale priceAmazon KDP Royalties: 35% vs 70%, and the Price Change Most Guides Missed
4 min readKDP's 70% royalty band moved from $9.99 to $12.99 in July 2026, the first change since 2007. Here's how both royalty options actually calculate, including the delivery cost most articles ignore.
BeginnerSetup: An hour to price a book properly$2.05 – $9.05 per saleKDP Paperback Royalties: Why $9.99 Is the Most Important Price on Amazon
4 min readPaperbacks pay 50% or 60% depending on a single cent of list price, then subtract printing costs. Here's the formula, the breakpoint, and why page count decides whether a book is viable.
BeginnerSetup: 30 minutes to price a book properly$2 – $6 royalty per paperbackHow Much Does Shopify Actually Cost? Plans, Transaction Fees, and the 2% Penalty
4 min readShopify's plan prices are only part of the bill. Here's what each tier costs monthly and annually, and the extra transaction fee you pay on every order if you don't use Shopify Payments.
BeginnerSetup: An hour to work out your real monthly costDetermines your marginHow to Sell Digital Products on Etsy: A Beginner's Blueprint to Your First $1,000
7 min readA step-by-step, fee-accurate guide to building a digital download shop on Etsy — from picking a product people actually search for to your first hundred sales.
BeginnerSetup: 1 weekend to launch$200 – $3,000/mo
Trading & Markets
2 guides
The $25,000 Pattern Day Trader Rule — And the Change Most Guides Missed
5 min readFour day trades in five business days makes you a pattern day trader, which triggers a $25,000 minimum you must maintain at all times. FINRA replaced these rules on 4 June 2026.
IntermediateSetup: Read before you place a fourth tradeN/A — this is a rules guide"Day Trading for Income": What the SEC Actually Publishes About the Outcomes
5 min readThe regulator that oversees US markets has published its own assessment of day trading outcomes. It is considerably blunter than anything you'll hear from a trading course.
BeginnerSetup: Read before you fund an accountThe SEC documents severe early losses